Best Deposit-Based Immigration Options for Residency & Citizenship
- monmonq1
- Feb 9
- 1 min read
If you prefer low-risk immigration options, several countries offer residency or citizenship in exchange for a fixed bank deposit. These programs typically require a deposit in a local bank, which may be refundable after a few years.
1. Turkey — Citizenship via Bank Deposit
Deposit Requirement: $500,000 in a Turkish bank (3 years)
Processing Time: 3–6 months
Benefits:
Full Turkish citizenship with a powerful passport
E-2 investor visa access to the U.S.
No residency requirement
2. Philippines — SRRV (Special Resident Retiree’s Visa)
Deposit Requirement: $20,000 (age 50+ with pension) or $50,000 (below 50)
Processing Time: 30–45 days
Benefits:
Lifetime residency with unlimited entry & exit
No tax on foreign-sourced income
Deposit can be converted into investments
3. Paraguay — Permanent Residency
Deposit Requirement: ~$4,500 in a local bank
Processing Time: 6 months
Benefits:
One of the cheapest residency programs
No minimum stay required
After 3 years, you can apply for citizenship
4. Georgia — Residence Permit by Investment
Deposit Requirement: $300,000 in a Georgian bank
Processing Time: 30–60 days
Benefits:
5-year renewable residency permit
No worldwide income tax
Fast-growing economy & business-friendly environment
5. Cambodia — My 2nd Home Program
Deposit Requirement: $100,000 in a local bank
Processing Time: 3–6 months
Benefits:
10-year residency with full business rights
No annual renewal required
Pathway to citizenship
Final Thoughts
Deposit-based immigration programs offer a safe, low-risk way to secure residency or citizenship without the complexities of real estate investment. Choose the best option based on your budget, lifestyle, and long-term goals!
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