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Kasikornbank’s 50,000 THB Transfer Limit – What Foreigners and New Account Holders Must Know in 2025

  • monmonq1
  • Jan 15
  • 3 min read

Kasikornbank (KBank), one of Thailand’s largest and most trusted commercial banks, has recently come under the spotlight due to a daily transfer limit of 50,000 THB applied to new account holders. This has led to confusion and concern—especially among foreign entrepreneurs, digital nomads, and offshore company owners who rely on local banking infrastructure.

If you’ve heard rumors about this limit and are wondering how it affects you or your business, this post breaks down everything you need to know.


🔍 1. Yes—There Is a 50,000 THB Transfer Limit (But Only for New Accounts)

The current Kasikornbank policy states that if you opened your account in 2025, your daily transfer limit via mobile banking is set at 50,000 THB. This applies regardless of nationality.

At the time of writing, there is no official way to increase this limit for these newly opened accounts—not even with in-person verification or higher deposit levels.

For entrepreneurs and freelancers using mobile banking to manage payments, payroll, or vendor transfers, this presents a serious bottleneck.


✅ 2. Existing Customers Are NOT Affected

If you opened your KBank account before this policy came into effect, you’re in the clear. Your previously approved daily transfer limit still applies.

Examples:

  • If your limit was 200,000 THB/day, it remains unchanged

  • If you had a special approval for 5,000,000 THB/day, it still works

You can confirm your personal limit by logging into the K+ mobile app and checking your daily transfer settings.


📉 3. A Larger Trend: Thailand’s Banking System Is Tightening for New Accounts

Kasikornbank is not the only one tightening its banking policies. In recent months, we’ve seen stricter compliance measures across all major Thai banks, particularly in these areas:

  • 🔐 Enhanced KYC/AML procedures for new customers

  • 🔻 Lower default transfer limits to reduce fraud risks

  • ⏳ Slower account approval timelines, especially for foreign nationals

This is part of a nationwide banking compliance shift aligned with global regulatory standards, especially as Thailand balances fintech innovation with money laundering prevention.


🧠 What This Means for You

If you're planning to open a new Thai bank account—either for personal use or business purposes—here’s what you should prepare for:


Old Accounts

New Accounts (2025)

✅ Transfer Limits

Up to 5M THB/day

50K THB/day (mobile)

🧾 KYC Process

Standard

Stricter

🏦 Approval Timeline

1–2 days

Slower, more documentation

🌐 Foreign Friendly

Moderate

Increasingly cautious


💡 Pro Tips to Navigate the New Banking Environment

  • If you already have a Thai bank account: Avoid closing it unless necessary—your existing limits are valuable.

  • If you're a new applicant: Consider applying for Premier Banking services or going through licensed service providers like One-Stop Pro to improve your chances of account approval and flexibility.

  • Need to transfer more than 50,000 THB/day? Use bank counter services, or explore multi-bank strategies with institutions like Bangkok Bank, SCB, or UOB.


📩 Need Help Opening a Thai Bank Account or Optimizing Limits?

At One-Stop Pro, we help global entrepreneurs, expats, and offshore companies set up fully functional Thai bank accounts, even under tighter banking conditions.

🔹 Consultation and KYC guidance🔹 Premier account referrals (where applicable)🔹 Solutions for high-volume transfer requirements

👉 Contact Us:


🔚 Final Thoughts

Thailand remains a banking-friendly country for digital entrepreneurs, but rules are evolving fast. The 50,000 THB Kasikornbank transfer limit for new users is just one sign of a larger compliance shift.

Plan ahead, choose the right banking partner, and work with trusted professionals to avoid unexpected limitations.

Want help navigating Thailand’s new banking landscape? We’re just one message away.


Contact us 👍




What’s app : +44 7451222110


Telegram: +66 936825227



 
 
 
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